There
are many reasons why the cost of health care has escalated here in Michigan , and throughout our Great Republic .
The
two most dramatic elements that have turned private health care upside down, is
one the Unionization of the State Administered and Private Health Care Facilities
Work Force, coupled in parallel with the Nationalization of Health Care
Services for a specified group of statutory beneficiaries under the Great
Societies’ legislation known as Medicare.
The
advent of Medicare, and its State implemented authority known as Medicaid put
Government Bureaucrats between the Patient and the Health Care Professionals.
The
first overt act was Government Bureaucrats would DICTATE the remuneration for
services provided patients that fall within their administrative oversight
under the Medicaid program in the State, and Medicare at the Federal
level. The State Medicaid Program runs under the direct administrative
oversight of the Federal Department of Health and Human Services. This is the result of an ill informed State
Legislative Assembly enacting commingling legislation that statutorily redistributes
OUR Private Wealth to a specific segment of the State’s Citizenry by administrative
decree.
Then
there is the little known payola known as Medicare Health Maintenance
Organizations. The Federal regulated Medicare Health Maintenance
Organization and Private subscription Health Maintenance Organizations pays a
set fee to the Medical Servicer facilities, and Practitioners that participate
in this payola scheme. The Health Care Service Providers are PAID a flat
fee not for seeing patients, but for first being paid a “retainer” to be a
“contractual provider” of POTENTIAL health care services.
Have
you ever wondered why Medical Practitioners schedule time out over weeks, in
lieu of immediate visits? Well, when you are paid by the Federal
Regulated Health Maintenance Organization NOT SEE TO PATIENTS why bother with
new patients in the private sector? Read
through Title 42 Chapter IV
Subchapter
B Part 417 Subpart A
Section 417.1
Then
you may consider reading through the following, with the factual knowledge,
that nearly 52 million Americans of all ages fall within this statutory
contractually implemented Health Care Service system that is best defined as
Nationalized Health Care. Title 42 CFR Chapter IV, Subchapter B - MEDICARE
PROGRAM
The
problem with escalating health care cost, is not originating in the Private
sector. It is the reaction of a once Private free enterprise system being
cannibalized under the false promises of Taxpayer Funded Administrative
Bureaucracies whose concern is their Agency Funding, and the next taxpayer
funded seminar in Las Vegas .
In
1945, the Federal Legislature moving under the color of regulating “Interstate
Commerce” enacted the McCarran-Ferguson Act of 1945 currently codified in Title 15
U.S.C.A. Chapter 20.
This
Federal enactment moving under the Court Dicta of Wickard
v. Filburn, 317 U.S. 111 (1942), empowered the States to
statutorily limit the Number of Insurance Companies that would be permitted do
to business within the exterior boundaries of the State.
This
statutory limitation artificially increases the Cost of Health Care Insurance
to Consumers, for WE are compelled by State Law to purchase from a LIMITED POOL
of providers operating a statutory monopoly gratis of OUR Elected State
Legislative Membership. This Federal Enactment followed by local law
enacted by the State Legislature in essence was the first covertly operated
“Health Care Exchange”. Read through the State Campaign Financial Reports
filed by the Michigan State Legislative membership and note who receives funds
from Licensed Insurance Health Care Providers.
The
Health Care Exchange as proposed here in the Lands of the Wolverine is another
Bureaucratic laden regulatory falsity being promoted as a solution to a
governmental designed failure.
In
lieu of lifting the statutory restriction on Insurance Carriers in Michigan the Legislative Leadership sitting under OUR
Capitol Dome in Lansing ,
would rather pander to a closed market, under the Progressive Euphemism
statutorily defined as the “Health Care Exchange”.
This
so called Health Care Exchange is by definition a statutory application to
limit by statute, the market makers for Health Care Insurance to legislatively
favored providers, which will by application result in HIGHER PREMIUM COSTS and
reduced access to patient services!
This
statutory scheme is best described as Funding for Failure. Why funding
for Failure? Well, we have ill informed legislative members who have no
historical understanding how their predecessors created this problem by
statutory enactment whilst sitting under our State Capitol Dome in Lansing .
Go
ask State Legislative members why they tolerate the statutory limitation that
favors the Monopolistic marketing by Health Care Insurance providers here in Michigan ? One
would think State legislative members were cognizant to the Constitutional Rule
of Law which limits the reach of State and Federal Governance.
Unfortunately far too many members in Michigan ’s
96th Legislature believe that THEY HAVE the statutory right to limit
the market place by creating the legal fiction statutorily defined as the
Health Care Exchange.
What
Next, how about a Food Store Exchange, wherein the Legislature will pick the
Food Chains that will be allowed to operate here in Michigan ?
Michigan
State Citizens along with millions of other American State Citizens do not
comprehend that the State Legislatures created this health care cost escalation
that leads directly to the degradation of Medical Services access by limiting
Health Care Insurance Providers with Statutory fiat.
This
is known as Monopolistic Capitalism, which is taught in academia from Grade
School to the University as the “Evil Capitalist” System.
The
system of Monopolistic Capitalism is empowered by statutory decree enacted by
the State Legislature, which is known as Fascism. This monopolistic system of limiting the
access to the market place by statutory decrees by an operation of law, the
political ideology defined as National Socialism.
When
the Nine Authorized Health Insurance Providers here in Michigan are the only Health Care Underwriters
in Town, they control the market place, and arbitrarily decree the remuneration
paid for services inclusive of the type of medical services coverage offered.
The
proposed Health Care Exchange will limit this number to less than the current
nine, with the proviso that said “competitors” may be statutorily assured of a
predetermined profit margin, which by application will lead directly to
spiraling increases in health Care Insurance Premiums, and limitations to
Health Care services provided to Patients classified as to Age, and Aliment.
This is known as the “Death Panel” scenario, which starts with the
implementation of the “Health Care Exchange”.
The
Political manipulation of the term “Pre-existing conditions” is the result of
NO COMPETITION in the Heath Care Insurance market place. If the market
place was open to all comers, rest assured there would a Health Insurance
Service provider known as PRE EXIST Health Insurance.
The
Constitutional solution to his health care morass is simple. The repeal
of all statutory restrictions on the market place, which will then enable a FREE
UNFETTERED MARKET, historically recognized in the business model as Laissez-faire, where Health Care Services cost, and along with the cost of
Health Insurance products offered will plummet as the market expands.